{
    "incoming": [
        "transfer from investment app", 
        "transfer from stock broker", 
        "transfer from crypto broker", 
        "chargeback", 
        "freelance income", 
        "rideshare or delivery income", 
        "paycheck", 
        "benefits", 
        "interest earned", 
        "stock dividend", 
        "property rental income", 
        "ATM deposit", 
        "teller deposit", 
        "adjustment", 
        "inter account transfer", 
        "intra account transfer", 
        "peer to peer transfer", 
        "loan disbursement", 
        "cash advance", 
        "pawn loan", 
        "cashback", 
        "insurance payout", 
        "refund", 
        "tax refund", 
        "reversal", 
        "gambling income", 
        "grant or stipend", 
        "remittance", 
        "other", 
        "prenote", 
        "missing account holder information", 
        "not enough information"
    ], 
    "outgoing": [
        "digital content and streaming", 
        "vending machine", 
        "reversal", 
        "transfer to investment app", 
        "transfer to stock broker", 
        "transfer to crypto broker", 
        "adjustment", 
        "intra account transfer", 
        "inter account transfer", 
        "peer to peer transfer", 
        "funeral service", 
        "ATM withdrawal", 
        "teller withdrawal", 
        "bank fee", 
        "donation", 
        "buy now, pay later", 
        "pawn redeem", 
        "rent-to-own", 
        "coffee shop", 
        "liquor", 
        "books, newsletters, newspapers", 
        "entertainment", 
        "gambling spend", 
        "sport and fitness", 
        "recreational goods", 
        "laundry", 
        "clothing", 
        "convenience store", 
        "department or discount store", 
        "e-commerce purchase", 
        "electronics", 
        "firearms", 
        "home maintenance", 
        "legal services", 
        "self care", 
        "saas tools", 
        "towing charge", 
        "airfare", 
        "hotel or lodging", 
        "other transport", 
        "public transport", 
        "toll charge", 
        "overdraft fee", 
        "contribution to reserve fund", 
        "retirement contribution", 
        "credit card bill", 
        "debt collection", 
        "interest payment", 
        "mortgage repayment", 
        "student loan repayment", 
        "loan repayment", 
        "cash advance repayment", 
        "auto loan repayment", 
        "education", 
        "credit report", 
        "groceries", 
        "fast food", 
        "food delivery", 
        "restaurant", 
        "government", 
        "taxes", 
        "drugstore or pharmacy", 
        "medical bill", 
        "insurance premium", 
        "bars and nightclubs", 
        "auto lease payment", 
        "rent", 
        "childcare", 
        "pets", 
        "utilities", 
        "rideshare or taxi transport", 
        "ev charging", 
        "fuel", 
        "vehicle maintenance", 
        "remittance", 
        "other", 
        "prenote", 
        "missing account holder information", 
        "not enough information"
    ]
}